24-Hr. IA Partial CE Package

$179
This product includes:
LICENSE RENEWAL PERIOD: 3 YEARS Elective Hours: 24 Mandatory Hours: 0 Total Hours: 24
Description
Package content and courses
Renewal Requirements

This partial package includes 24 hours of the total 36 hours of CE required for active license renewal. The IA Real Estate Commission only allows licensees to complete 24 hours of the total 36-hour requirement in an online environment. It is your responsibility to ensure you do not complete more than 24 hours of CE in an online environment.

Package includes:

  • Assistance Animals and Fair Housing (4 elective hours)
  • Document Diligence: Safeguarding Your Transactions (4 elective hours)
  • Fair Share: Protecting Consumers and Your Business from Unfair Practices (3 elective hours)
  • Foundations of Real Estate Finance (6 elective hours)
  • Growing Green: Environmental Awareness and Your Real Estate Practice (3 elective hours)
  • Marketing, Advertising, and Social Media Compliance (4 elective hours)

Package Content:
Assistance Animals And Fair Housing (4 Hours)

Must a property manager accept a tenant's emotional support animal, and under what conditions? What proof can a property manager or landlord require of a tenant who claims a need for an emotional support animal? What about homeowners associations—must accommodation be made in these communities?

This course explores the issues and options for landlords and property managers surrounding assistance animals, helping real estate professionals who represent them to ensure that individuals with disabilities have equal access to housing in compliance with the law.

Course highlights include:

  • The evolving fair housing law
  • How the Americans with Disabilities Act and the Fair Housing Act intersect--and don't
  • Types of assistance animals
  • How to handle reasonable requests for accommodation
  • Case studies and legal trends 
  • Examples and scenarios to help apply course content to real life

Note: This course does not meet NAR Fair Housing requirements.

Document Diligence: Safeguarding Your Transactions

A veteran broker once said, "No one ever failed in this business because of the paperwork." It's true: Real estate is a relationship-based business. However, to protect consumers and yourself, knowing how to manage the paperwork--whether it's cotton bond and ink or bits and bytes--is integral to your role. Maintaining detailed and organized records, even for transactions that don't close, not only satisfies regulatory requirements, it also protects your license. It proves you did what you were supposed to do when you were supposed to do it.  

We can't do anything about paper cuts, but if you're ready to become more comfortable selecting and using documents to ensure on-time, accurate, and litigation-free real estate transactions, let's do this.

Course highlights include:

  • Typical transaction documents
  • Standard clauses, addenda, and contingencies
  • How to practice within the scope of your license (but avoid unauthorized practice of law)
  • How to field and manage multiple offers
  • Managing signatures, notarizations, and identification
  • Best practices in transaction management 
  • Best practices in document retention
  • Keeping documents secure, both hard copy and digital
  • Wire fraud prevention

Fair Share: Protecting Consumers and Your Business from Unfair Practices

Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.

This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.

Course highlights include:

  • Federal antitrust laws and violations
  • Avoiding antitrust violations and protecting consumers from them
  • Antitrust complaint process and penalties
  • Federal fair housing laws and violations
  • Redlining, blockbusting, and steering
  • Buyer love letters
  • Fair housing complaint process and penalties
  • Predatory lending
  • Truth in Lending Act
  • Home Ownership and Equity Protection Act
  • Protecting consumers from predatory lending
  • Reporting predatory lending

Foundations of Real Estate Finance

Financing is integral to real estate transactions, and the more you know about how buyers qualify, the better you'll be able to help both buyers and sellers in your practice. 

Course highlights include:

  • Roles and regulations of FNMA, GNMA, FHLMC, FHA, and VA
  • Affordability Worksheet, to assist clients in calculating their maximum affordable purchase price
  • Homebuyer Do's and Don'ts 
  • Calculating LTV, front-end and back-end ratios, and monthly mortgage payments
  • Details and qualification requirements for several popular financing options

Growing Green: Environmental Awareness and Your Real Estate Practice

Whether you're representing a seller who's listing a high-efficiency home or working with a buyer to find one, it's important to be able to recognize a home's green features and the value they bring to the property. This means understanding the benefit of big-ticket green items such as solar panels, wind turbines, geothermal heating and cooling systems, solar water heaters, or even energy-efficient windows, as well as knowing the value in quick-and-easy updates like low-flow faucets, LED lighting, and smart thermostats. It also means knowing the difference between HERS and HES and SEER and LEED. Of course, greening up a home isn't cheap. Letting your clients know about available federal and state programs and incentives is another way you can ensure your clients are getting the best service around.

Course highlights include:

  • An overview of the green home movement
  • Green terminology, certifications, and ratings
  • A review of energy-efficient upgrades, including solar panels, wind turbines, geothermal heating and cooling systems, solar water heaters, and more
  • Tips for assisting green homebuyers and sellers
  • A review of the FHA's Energy Efficient Mortgage and the 203(k) Rehabilitation Mortgage programs
  • Qualifications for the DOE's Weatherization Assistance Program
  • Interactive activities and scenarios to seal in the new information and frame it in everyday context

Marketing, Advertising, and Social Media Compliance (4h)

The internet is rich with promotional opportunities. Whether it’s a post on Facebook or a tweet linking to your new listing, a status update on LinkedIn, a virtual home tour on YouTube, or photo collage on Pinterest, there are plenty of ways to promote your professionalism, highlight your expertise, increase your connections, and showcase your listings.  

This course looks at how you can use the unique advertising and marketing opportunities available online to better serve your clients and customers, and further promote your own brand.

Course highlights include:

  • How consumers—and agents and agencies—use social media and the impact on the real estate industry
  • How to use various social media platforms—including Twitter, Facebook, LinkedIn, YouTube, and Pinterest—to promote your business and better serve your clients and customers
  • How various social media platforms differ and how to select the ones that are best for you and your needs
  • Tips for creating an online marketing strategy
  • Legal and ethical issues surrounding online marketing
  • Copyright law, trademarks, and public domain content
  • Tips for avoiding common social media missteps

State Requirements For Iowa

Iowa State Requirement Details for Real Estate Continuing Education

Renewal Date: 12/31 every three years

Hours Required: 36 hours

  • 12 hours – Mandatory hours
    • 8 hours law update
    • 4 hours ethics
  • 24 hours – Elective hours

Note: per Iowa state regulations, a maximum of 24 hours may be taken by distance learning during each three-year renewal period. At least 12 hours of continuing education must be taken via live instruction. There is no requirement as to which course or courses are taken via live instruction.

Iowa Real Estate Commission

Street Address: 6200 Park Avenue, Suite 100, Des MoinesIA 50321

Telephone: 515.725.9022 x8

Renewal and Continuing Education Information

License Renewal Website

License Lookup Website

Contact IA Real Estate Commission